Structured settlement loan

Okay, you've been awarded a judgment on your accident, insurance or personal injury claim. That judgment involves a great deal of money, usually over $10,000, and you've decided to accept a structured settlement and receive multiple payments over an extended period of time. The defendant's insurance company must develop a structured settlement loan to hold those funds in an annuity that pays out over a pre-determined length of time. This loan can be established through a recognized, highly rated Life Insurance Company and/or US Treasury bills. If the awarded amount exceeds $100,000 it is even more beneficial to the plaintiff to negotiate split loan funds between life insurance companies and US Treasury securities. This avoids loss of annuity if the insurance company should fold before a total payout of funds.

A structured settlement loan doesn't require a credit check because the insurance company establishes it. On the other hand you cannot use a settlement loan as collateral for another loan, such as for a car, house or vacation. These situations can be handled by selling part of your structured settlement payments for immediate cash.

At American Settlement Fund you will find a good structured settlement broker that can help you determine the best sellout of annuity payments for your needs. We attribute our success to understanding exactly what our customers want in a funding company. Competitive pricing; outstanding customer service; and quick funding.

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